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DISCLAIMERS

Welcome to the CAPTRUST Websites (collectively as the “Site”). CAPTRUST Financial Advisors, is a registered investment advisor and a member of FINRA/SIPC (doing business as “CAPTRUST Financial Advisors”). The principals of CAPTRUST have an operating history as an advisory team since 1989.

The trade names "CAPTRUST" and "CAPTRUST Financial Advisors" are used under license by CapFinancial Partners, LLC. CAPTRUST (“we” or “CAPTRUST”) owns and operates this Site on behalf of itself to provide information to its online users. The following is a legal disclaimer (“Disclaimer”). By accessing or using this Site you acknowledge that you have read, and understand the contents of the Disclaimer.

CAPTRUST Financial Advisors does not render legal, accounting, or tax advice. This material has been prepared solely for informational purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy. Any performance data quoted represents past performance. Investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Past performance is no guarantee of future results.

This site may contain inaccuracies or typographical errors. CAPTRUST does its very best to insure the integrity and security of it sites, but does not warrant that this site, its servers, or e-mail sent from this site are free of viruses or other harmful components. Downloading any material is done at one’s own risk, and CAPTRUST cannot be responsible for any damage to a user’s computer system or loss of data that results from the download of any material.

CAPTRUST shall not be liable for any direct or indirect damages arising out of, resulting from, or in any way connected with the use or the inability to use, any delay in, or the performance of the service offered on this Site.

This Site contains links to other sites. The policies at other sites, which are owned and operated by third parties, may be different from CAPTRUST’s policy. Those third party sites’ policies will govern the use of information you provide to them. CAPTRUST makes no representations whatsoever about any other Website that you may access through this one. Links do not imply that CAPTRUST is affiliated with or otherwise endorses any third parties or that it is legally authorized to use any trademark, trade name, logo, or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo, or copyright symbol of CAPTRUST.

U.S. copyright laws protect this Site and its content. You may print content from pages on the Site for your own personal or business use, provided you do not publish, copy, or otherwise re-transmit what you have printed out from the Site. Beyond this limited permission to print content, you may not redistribute or republish any Site content without the express prior written permission of CAPTRUST. CAPTRUST does not grant any express or implied right to the user under any patents, trademarks, copyrights, or other similar rights.

The CAPTRUST name and the CAPTRUST logo, (the "Trademarks") used and displayed on this Site are registered and unregistered Trademarks under license to CAPTRUST Financial Advisors. Nothing on this Site shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the site without our express prior written permission. CAPTRUST prohibits the use of the CAPTRUST name, any of its registered domain names and any of its other trademarks as part of a link to or from any site unless approved in advance by CAPTRUST in writing. You may not use any metatags or any other hidden text utilizing any CAPTRUST Company domains, CAPTRUST, or other Trademarks without our express prior written consent.

Governmental Oversight. CAPTRUST’s investment consulting business is governed by the United States Securities and Exchange Commission and other similar regulatory bodies including FINRA, the Financial Industry Regulatory Authority (formerly, National Association of Securities Dealers).