WHY USE AN ADVISOR?

As Congress confronts the growing number of retirees lacking sufficient savings, they have focused attention on retirement plans. At the crosshairs are Plan Sponsors who are often left implementing a confusing set of new changes that lack clear guidelines. Not surprisingly fiduciaries are nervous about their obligations and the risks being taken both personally and corporately by overseeing the retirement plan. Let’s face it, over recent years there have been some high profile legal actions against Plan Sponsors and increasing inquiries from the Department of Labor.

CAPTRUST can help navigate through these complexities to enhance employee retirement plans while advising Plan Sponsors on sound fiduciary practices. We take the time to educate fiduciaries on their responsibilities and put in place a series of steps to assist in compliance with the ever evolving set of obligations.

The ERISA Act of 1974 sums it up best: “Where fiduciaries are not “Prudent Experts” – that is where they lack the expertise and access to data that are needed to fulfill their investment duties – ERISA requires that fiduciaries hire independent experts to help them.”

Not all advisors are created equal, however. At CAPTRUST we believe a true co-fiduciary partner requires a breadth of knowledge and depth of specialized personnel to be able to deliver the array of services required to truly improve retirement plans. With almost two decades of experience and expertise, CAPTRUST has the necessary sophistication to deliver unbiased counsel. As a trusted co-fiduciary, we provide needed guidance and oversight.