Menu

Resources

Timely, relevant, and actionable investment perspective, best practices, and planning insights for institutional and wealth management clients from CAPTRUST's Consulting Research Group.

Browse the research publications below or narrow your search by using the filters and search box above.

Social Security Survivor’s Benefits

Wednesday, August 31, 2016

When you think of Social Security, you probably think of retirement. However, Social Security can also provide much-needed income to your family members when you die, making their financial lives easier.

Read More

Claiming Life Insurance Benefits

Wednesday, August 31, 2016

Life insurance benefits are not paid automatically. If you are the beneficiary of a life insurance policy, you must file a claim in order to receive any money. However, if this is the only step you take, you may be missing out on other life insurance benefits to which you are entitled if you fail to locate all of the life insurance benefits that the deceased was entitled to.

Read More

Viatical Settlements

Wednesday, August 31, 2016

A viatical settlement is the sale of a life insurance policy by an individual who is terminally ill. The individual sells the policy to a third party (often a viatical settlement funding company) that pays the individual a lump-sum cash payment that is a percentage of the face value of the policy, usually 40 to 85 percent.

Read More

Housing Options for Older Individuals

Tuesday, August 30, 2016

As you grow older, your housing needs may change. Perhaps you’ll need to live in a nursing home or an assisted-living facility. Or, after considering your options, you may even decide to stay where you are. When the time comes to evaluate your housing situation, you’ll have numerous options available to you.

Read More

Life Insurance and Charitable Giving

Tuesday, August 30, 2016

Life insurance can be an excellent tool for charitable giving. Not only does life insurance allow you to make a substantial gift to charity at relatively little cost to you, but you may also benefit from tax rules that apply to gifts of life insurance. This article explores the benefits and considerations of life insurance as a way to make charitable gifts and offers four insurance-based charitable gifting strategies.

Read More

When Your Child Has Special Needs

Tuesday, August 30, 2016

As the parent of a child with special needs, you face many of the same challenges that other parents face. But you’ll have to cope with some unique issues as well.

Read More