Menu

Resources

Timely, relevant, and actionable investment perspective, best practices, and planning insights for institutional and wealth management clients from CAPTRUST's Consulting Research Group.

Advanced Filter

Browse the research publications below or narrow your search by using the filters and search box above.

Types of Life Insurance Policies

Tuesday, November 01, 2016

You know that you need life insurance. However, with the wide variety of insurance policies available, you may find choosing the right one difficult. It’s really not as confusing as it seems, however, once you understand the basic types of life insurance policies.

Read More

Bypassing Probate

Monday, October 17, 2016

You may have heard about the horrors of probate, but in truth, probate has gotten an undeservedly bad reputation. If you bypass probate, your estate will go to your beneficiaries without any court proceeding, and you may save a certain amount of time and expenses. However, there is usually little reason for most people to avoid probate today.

Read More

Understanding Probate

Monday, October 17, 2016

Your estate consists of your assets—money, real estate, and worldly belongings. Your estate also includes your debts, expenses, and unpaid taxes. After you die, somebody must take charge of your estate and settle your affairs. This person will take your estate through probate, a court-supervised process that winds up your financial affairs after your death.

Read More

Tax Tips: Long-Term Care Insurance

Tuesday, October 04, 2016

Your chances of requiring some sort of long-term care increase as you age. Although tax issues are probably not foremost in your mind when you buy long-term care insurance, it still pays to consider them. In particular, you should explore whether your premiums will be deductible and your benefits taxable.

Read More

Social Security Survivor’s Benefits

Wednesday, August 31, 2016

When you think of Social Security, you probably think of retirement. However, Social Security can also provide much-needed income to your family members when you die, making their financial lives easier.

Read More

Viatical Settlements

Wednesday, August 31, 2016

A viatical settlement is the sale of a life insurance policy by an individual who is terminally ill. The individual sells the policy to a third party (often a viatical settlement funding company) that pays the individual a lump-sum cash payment that is a percentage of the face value of the policy, usually 40 to 85 percent.

Read More